Overheard: Kids Discussing Cell Phone Companies

Wow, I feel super old.
This morning when I dropped my stepson off at elementary school, there were some fourth or fifth grade boys outside discussing which cell phone company they would choose if it were up to them. 
“Sprint’s OK, but I think I’d pick AT&T.” 
Crazy! 
But consider this:  According to a study from the University of Alabama [...]

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Making Your Kids Save Half the Money They Are Given

I have a nine-year-old stepson who receives an allowance of $9 every two weeks. Out of his $9, $2 goes to savings and $1 goes to the charity of his choice, leaving him $6. So, from his allowance, he is able to save $52 per year – not bad, but at that rate, he’ll be [...]

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Are Children’s Birthday Parties Getting Out of Control?

My stepson turns 9 next month, and we are in the process of planning his birthday party. It’s not going to be too elaborate – we’re renting a couple of lanes at the bowling alley during “cosmic bowl” for about 8 kids and having cake. Total cost: $56 plus the cost of invitations, cake and [...]

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Pregnant with Debt

When I was younger, I figured I’d have a baby when I was 24. Then, it became 25, 26, etc., and now I’m hoping to get to it before I’m 30.
What happened? Well, student loans, credit cards, cars, a house..plus, I wasn’t really ready until recently. So now that I’ve started seriously thinking about it, [...]

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