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Posts Tagged ‘Snowflaking’

Snowflaking on the Side

Posted in Debt-Reduction, tagged , , , on May 13, 2008 | 1 Comment »

I know I’ve already mentioned this once, but I just have to point out Antishay’s great series on Building a Snowflake Business.
This is really helpful for me since I don’t have the hours for a part-time job, haven’t been getting large bonuses/raises at work lately and have cut the budget as much as I plan [...]

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My Co-Worker Debbie’s Old-School “Keep the Change” Program

Posted in Saving, tagged , , , on May 5, 2008 | 7 Comments »

Back in 1999 – long before Bank of America’s Keep the Change program - my bank teller supervisor was filling us in on her sneaky snowflaking technique that worked much the same way.
For every check she wrote or debit card transaction she made, she would write the amount in her checkbook register as an even number.  The [...]

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Snowflaking Has Its Own Carnival

Posted in Debt-Reduction, tagged , , on April 24, 2008 | 3 Comments »

Snowflaking, the popular concept of throwing all your extra little bits of money toward your debts, has quickly snowballed into its own website and carnival. Check out the first edition of the Carnival of Snowflakes, hosted by paidtwice, snowflaker extraordinaire!
The submissions include lots of practical advice and suggestions for coming up with extra snowflakes (even [...]

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My Credit Card Debt: An Example of Reverse Snowflaking

Posted in Debt-Reduction, tagged , on April 22, 2008 | 3 Comments »

Snowflaking your debts can sometimes seem like a never-ending fool’s game of pennies and nickels, but stop for a minute and consider how you acquired your debt in the first place.
Chances are, you employed reverse snowflaking.
That’s right – reverse snowflaking. Many people with credit card debt (myself included) can’t really recall what they spent all [...]

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A Guilt-Free Way to Reduce the Gift Budget and Snowflake the Difference

Posted in Frugality, Spending, tagged , , , , on April 8, 2008 | 5 Comments »

Tell me if this sounds familiar:
You’re planning on giving your sister a $20 birthday present – probably a DVD that she’s been wanting. You get to the store, and the DVD is on sale for $9.99. “Great,” you think, “Now I can buy her the DVD and a CD.”
Stop right there.
If you want to get [...]

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Donating Plasma for Fun and Profit

Posted in Debt-Reduction, tagged , , , on March 31, 2008 | 6 Comments »

I’ve mentioned before that my husband’s friend makes extra money donating plasma. Well, he was over Friday night for the NCAA tournament, and the topic somehow came up again (could be that $20 referral bonus).
There’s a donation center near our house that pays $20 per donation, or $40 if it’s your second donation that week. [...]

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Snowflaking: 100 Ways to Come Up With More Money for Your Debt Snowball

Posted in Debt-Reduction, Frugality, tagged , , , , on March 6, 2008 | 12 Comments »

Yes, you are already doing some of these things.
But are you doing them all?

Utilities

Set your utility bills to level pay – Pay the same amount every month so there are no surprises to your budget.

Ask for a discount – Call your gas and/or electric company and ask about discounts you might qualify for. I [...]

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